|Understanding Payment Plans|
The credit that a store extends to a customer may be backed by a 3rd party, but often is directly managed by the store itself.
A no-credit-check payment plan is similar to a store credit or in-store financing, but it can have certain advantages. For example, a no-credit-check payment plan often doesn't charge any interest or come with any hidden fees and that saves you money! Also, you don't have to worry about your credit score causing you to be rejected or have a ridiculous interest rate to deal with later on. You don't usually need to give out your social-security-number online either.